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How do you like your Lemonade: tart or sweet? June 2020

As you probably have heard, the Insurtech Lemonade announced on Monday its intent to go public with a $100M offering. The current VC funding values Lemonade at ~$2B. There is not enough information in the S-1 to estimate market capitalization yet. Like another New York VC darling that flamed out,...

Mayor of London #WEF Davos

What I learned and the 1 big takeaway in Davos at the World Economic Forum 2020

I had the real fortune to head to Davos this year and the World Economic Forum and some of the other forums around blockchain, cryptocurrency, and inclusiveness.   I decided to go, mostly because this year’s theme “Sustainability” wasn’t something I hear regularly discussed in my personal or professional circles.  I...

2019: Insurtech in Review

Happy “National Science Fiction Day” to all of you that enjoy reading a great SciFi book or had a chance to see the latest Star Wars entrant.  I hope you had a great holiday season with family and friends.  As I reflect on 2019, I’ve been blessed to work and...

Chatbots: Insurtech vs Big Tech

Insurtech funding thru Q3 2019 has hit record levels totaling about $4.4B (approximately 60% being P&C and 40% L&H).  Surprisingly, little funding attention has been made to the “Chatbot.”  Even though the simple chatbot provides immediate benefits to customers, agents, and employees. According to an analysis of Coverager data, there...

Car Subscriptions and the Future of Personal Auto Insurance

As we all know, Millennial consumers expect speed, transparency, & online access.  This is true whether we are dealing with consumers or businesses.  There are some interesting developments that might impact personal auto premiums. One of the most discussed is the sharing economy.  There is a generational shift in terms...