Hogan's Heros

Insurtech Vesttoo’s July 2023 Rapid Rise and Fall: A Cautionary Tale

Kaenan HertzKaenan is a professional in the areas of block chain, telematics, wearables, analytics, artificial intelligence (AI) and Insurtech.  He has played a key role in innovating many start-ups and established carriers. His advice has been widely appreciated in the financial community, which resulted in multiple quotes and publications in various media. Most recently he […]

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The Root of Moats Past: 1Q 2022 Results

Kaenan HertzKaenan is a professional in the areas of block chain, telematics, wearables, analytics, artificial intelligence (AI) and Insurtech.  He has played a key role in innovating many start-ups and established carriers. His advice has been widely appreciated in the financial community, which resulted in multiple quotes and publications in various media. Most recently he […]

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Tab Soda

Can Metromile Sweeten the Lemonade in 2022?

Kaenan HertzKaenan is a professional in the areas of block chain, telematics, wearables, analytics, artificial intelligence (AI) and Insurtech.  He has played a key role in innovating many start-ups and established carriers. His advice has been widely appreciated in the financial community, which resulted in multiple quotes and publications in various media. Most recently he […]

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Insurtech Root's Customer Experience

Insurtech Root Insurance 2020 IPO Unpacked

The Root of Insurance is Profitable Coverage (Hint: A 63% 1st-year retention rate doesn’t help) Insurtech Root, a mobile-first (only) carrier announced its intent to go public this week.  Their SEC filing can be seen here.  This comes on the heels of their latest funding round in 2019 of $350M at an estimated valuation of […]

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A contrary opinion to the impact of insurtech on incumbents

An interesting article on myinsuranceshark.com about why predicting legacy insurance carrier demise at the hands of insurtechs is wrong. They posit that these predictions don’t take into account game theory like behavior such as what the incumbent legacy carriers will do.  In the end, these legacy carriers have significantly larger balance sheets and if they […]

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